POLITICAL AND ECONOMIC FACTORS IN THE DEVELOPMENT OF THE FINTECH INDUSTRY IN UZBEKISTAN
Ключевые слова:
fintech, political economy, financial innovation, digital transformation, regulation, financial inclusion, UzbekistanАннотация
This study examines the political and economic factors influencing the development of the fintech industry in Uzbekistan. Drawing on a review of academic literature, regulatory frameworks, and national policy documents, the article analyzes how government digitalization policies, regulatory reforms, and economic conditions have contributed to fintech growth. The findings suggest that supportive state policies, institutional development, financial sector modernization, investment availability, and digital infrastructure play a critical role in fostering fintech innovation and financial inclusion.
Скачивания
Библиографические ссылки
1. Fortune Business Insights (2026) FinTech Market Size, Share & Industry Analysis. Available at: https://www.fortunebusinessinsights.com/fintech-market-108641
2. University of Central Florida (2025) What Is Fintech? Why It Matters + Career Opportunities. UCF Online. Available at: https://www.ucf.edu/online/leadershipmanagement/news/what-is-fintech/
3. Ananzeh, I.E.N., Khalaf, L. and Khalawi, D. (2025) ‘The role of Fintech and financial inclusion in the economic development of countries: A comparative analysis’, Banks and Bank Systems, 20(1), pp. 248–258. Available at: doi: 10.21511/bbs.20(1).2025.20
4. Nature Index (2025) Fintech Innovations for Sustainable Economic Development. Nature Index. Available at: https://www.nature.com/natureindex/topics/l4/fintech-innovations-for-sustainable-economic-development
5. Eshmurodov, A.A. (2025) ‘Fintech and economic development in emerging economies: The case of Uzbekistan and its implications for developing countries’, Modern Science and Research, 4(9), pp. 505–512. Available at: https://doi.org/10.71337/inlibrary.uz.science-research.136845
6. Cevik, S. (2024) Is Schumpeter Right? Fintech and Economic Growth. IMF Working Paper No. 2024/020. Washington, DC: International Monetary Fund. Available at: https://www.imf.org/en/publications/wp/issues/2024/02/02/isschumpeter-right-fintech-and-economic-growth-544390
7. Restoy, F. (2021) Fintech Regulation: How to Achieve a Level Playing Field. FSI Occasional Paper No. 17. Basel: Financial Stability Institute, Bank for International Settlements. Available at: https://www.bis.org/fsi/fsipapers17.pdf
8. Knight, B. (2016) FinTech: Who Regulates It and Why It Matters. Santa Monica, CA: Milken Institute, Center for Financial Markets. Available
9. President of the Republic of Uzbekistan (2025) Measures for the Development of Financial Technologies Discussed. Available at: https://president.uz/en/lists/view/8475
10. UzDaily (2025) By 2030, Uzbekistan Plans to Double Fintech Investment and Join the Global Fintech Index. Available at: https://www.uzdaily.uz/en/by-2030-uzbekistan-plans-to-double-fintech-investment-and-join-the-global-fintech-index/
Загрузки
Опубликован
Выпуск
Раздел
Лицензия
Это произведение доступно по лицензии Creative Commons «Attribution» («Атрибуция») 4.0 Всемирная.
License Terms of our Journal
