THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION
Ключевые слова:
Banking system, national currency, People's Bank, settlement mechanism, International Monetary Fund, consumer credit, digital transformation, electronic payment.Аннотация
This article analyzes the development, reform, and digital transformation of Uzbekistan’s banking system during the period 1991–2025. It highlights the role of the banking sector in ensuring economic stability, the expansion of financial services for the population and entrepreneurs, and the outcomes of implementing digital technologies.
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Библиографические ссылки
1. https://cbu.uz/uz/statistics/bankstats/
2. https://inlibrary.uz/index.php/yosc/article/download/47004/47331
3. https://cbu.uz/uz/statistics/bankstats/?arFilter_DATE_ACTIVE_FROM_1=&ar Filter_DATE_ACTIVE_FROM_2=&arFilter_ff%5BSECTION_ID%5D=3504&year=2025&month=10&set_filter=&set_filter=Y
4. Gazeta.uz. “O‘zbekiston bank tizimida xorijiy kapital ishtiroki ortmoqda” maqolasi, 2023-yil
5. O‘zbekiston Respublikasi Iqtisodiy taraqqiyot va kambag‘allikni qisqartirish vazirligi. Yillik iqtisodiy hisobotlar (2019–2024-yillar)
6. https://lex.uz/docs/5030957?utm_source=chatgpt.com
7. O‘zbekiston Respublikasining “Ipoteka to‘g‘risida”gi Qonuni
8. O‘zbekiston Respublikasi Prezidentining farmonlari va qarorlari (1991–2025)
9. O‘zbekiston Respublikasining “Banklar va bank faoliyati to‘g‘risida”gi Qonuni
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