BANK KREDITLARINI AJRATISHDA AN’ANAVIY KREDIT MODELLARIDAN KREDIT MAHSULOTLARI ORQALI MOLIYALASHTIRISHGA O’TISHNING NAZARIY ASOSLARI VA AMALIY IMKONIYATLAR. INNOIST. 2025;2(3):906-914. Accessed June 6, 2025. https://innoist.uz/index.php/ist/article/view/763